Helping You Build Your Wealth

Alternative Investments Ontario

#318 – 4750 Yonge Street

M2N 0J6 Toronto

Canada

(416) 486-8530

1 888 669-5001

info@alternativeinvestmentsontario.ca

RRSP Investments In Canada

A Registered Retirement Savings Plan (RRSP) is the ideal strategy in Canada to ensure you have an ongoing income when you stop working.

These investments are accessible whether you work for big corporations, small and medium enterprises or if you are self-employed.

Planning for the Future With RRSP

RRSP Investments are saving plans to which you, your spouse or common-law partner can contribute. These plans must comply with several restrictions outlined in the Canadian Income Tax Act. Income generated by these investments is exempt from tax as long as the funds remain in the plan and contributions are tax deductible.

Your assets in the plan are protected from creditors in case of bankruptcy or financial judgment against the account holder.

You have several options to cash in, make withdrawals or receive payments from your RRSP at any age, up to the end of the year you turn 71. Types of assets that are approved under this plan include:

  • Savings accounts
  • Guaranteed investment certificates (GICs)
  • Bonds
  • Mortgage loans
  • Mutual funds
  • Income trusts
  • Qualified Alternative Investments
  • Corporate shares
  • Foreign currency
  • Labour-sponsored funds
Tax-free growth as long as your investments remain in the RRSP
RRSP Investments Toronto

Making the Most of Your RRSP

RRSP Investments Ontario

Registered Retirement Savings Plan Investments can be set up with the help of your EMD.

There are four types of RRSP Investments you can set up:

  • Individual RRSP – associated with a single person, the account holder or contributor.
  • Spousal RRSP – allows your spouse to contribute to the account if he/she is a higher earner. The account will be in their name and they can withdraw the funds (taxable) after a holding period.
  • Group RRSP – set up by an employer and contributions made by employees through regular payroll deductions. Each employee decides his/her contribution size, which is submitted to the investment manager selected to administer the account. Tax savings are immediate.
  • Pooled RRSP – designed for employees and employers of small businesses and self-employed people.
Your EMD can set up the ideal RRSP, tailored for your needs

Customer Benefits:

  • Extensive experience in the financial industry
  • Registered dealing representatives and mortgage agents
  • Quality alternative investments with real tangible assets uncorrelated to the stock market
  • Knowledgeable management

For more information on RRSP Investments,